Remortgage Advisors

Stop paying the SVR! Our Remortgage Advisors can secure better deals and guaranteed savings.
Young couple looking uncertain while using a digital tablet during a home meeting with their expert Remortgage Advisors.

Whole of Market Broker

We are proud to have access to over 100 different lenders across the UK, ensuring we match our clients to a lender best suited to their unique circumstances.

… plus many more

What is Remortgaging and Why is it Essential?

Remortgaging is the process of switching your current home loan from one lender to another without moving house. This is an essential financial exercise, particularly when your initial fixed or tracker rate ends, to ensure you are always on the most competitive terms available. As specialist remortgage advisors, we carefully assess your existing mortgage, current property value, and future goals to find a new deal that dramatically reduces your monthly payments or provides stability in an ever-changing interest rate environment.
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What Our Clients Say

Most of our customers come from recommendations by our own existing customers, which is a testament to our level of service, communication and commitment to helping you obtain the right mortgage.

Strategic Forecasting by Expert Remortgage Advisors

Expert remortgage advisors don’t just find a new rate; we focus on strategic financial planning to secure your future. We rigorously stress-test your chosen product against potential interest rate rises to ensure your monthly outgoings remain comfortably affordable regardless of market changes. This proactive financial forecasting allows remortgage advisors to recommend the most suitable product term and repayment method that genuinely future-proofs your home finance and protects your family budget against unexpected economic shifts.

Common Questions Around Remortgage Advisors

How soon before my current deal ends should I speak to remortgage advisors?

You should speak to us 6 months before your current fixed rate or tracker deal expires. This allows us to secure a new rate early and lock it in, avoiding the lender’s expensive Standard Variable Rate (SVR).

Will I have to pay an Early Repayment Charge (ERC) to switch mortgages?

An ERC only applies if you switch before your current deal's tie-in period ends. We always calculate the fees versus the savings to determine if paying the ERC is financially beneficial for you.

Can I borrow more money against my home when I remortgage?

Yes, this is known as a further advance or capital raising. We can arrange this to fund home improvements, pay for university fees, or consolidate high-interest debts.

Why Pick Us For Remortgage Advisors

At KB Mortgage Solutions, our expert Remortgage Advisors manage the entire process to ensure you never pay more than you should. We offer whole-of-market access, allowing us to secure exclusive deals and compare the top rates from over 90 lenders. Our advice is fully FCA-regulated and tailored to your goals, whether you are switching for a better rate, shortening your term, or consolidating debts. We handle all paperwork, valuations, and legal steps to make your remortgage smooth and stress-free.

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Free Consultation

Is your current fixed-rate deal ending in the next 6 months?
Worried about high Early Repayment Charges (ERCs)?
Want to release equity for home improvements or debt consolidation?
Has your personal or work situation changed since your last application?

For a completely free and confidential discussion, complete this form to send us your details. We’ll get back to you within a few hours to discussion your unique situation and how we might be able to help.