Trusted Mortgage Broker In Newcastle

Karl from KB Mortgage Solutions - Newcastle mortgage advisor

SELF EMPLOYED

INC DIRECTORS OR CONTRACTORS

ANYTHING COMPLEX

INCOMES, CONTRACTS, RIGHT TO BUY

BAD CREDITS

CCJs, DEFAULTS, DMPs

What Our Clients Say

Most of our customers come from recommendations by our own existing customers, which is a testament to our level of service, communication and commitment to helping you obtain the right mortgage.

What Our Clients Say

As a trusted independent mortgage broker in Newcastle, most of our clients come from personal recommendations – a true reflection of our exceptional service, clear communication, and commitment to securing the right mortgage for you. Our clients across the North East consistently praise our expert whole of market mortgage advice and the personal touch that sets us apart from high-street banks.

KB Mortgage: Whole of Market Mortgage Advice In Newcastle

Save Money, Remove Stress​

As an independent mortgage broker, we compare criteria and mortgage deals from the whole of the market – that’s over 100 lenders and thousands of mortgage products! We find the best deal you’re eligible for, including exclusive rates NOT available directly through your bank or on comparison websites.

Our whole of market mortgage advice means better rates for you. We handle everything from start to finish: sourcing your best deal, submitting applications, managing the process, and liaising with lenders and third parties. We’ll also provide expert guidance on your mortgage protection insurance options.

Our Mortgage Services

Home Purchase

Whether you're a first-time buyer or home mover in Newcastle, our experienced advisors will find the right mortgage deal for your circumstances. We specialise in helping buyers navigate the property market inNewcastle Upon Tyne and the wider North East.

Remortgage

Is your current rate ending soon? Our remortgage advisors can help you plan ahead and secure your new deal up to 6 months in advance. We also assist with capital raising and debt consolidation.

Life Cover

We arrange comprehensive mortgage protection insurance, including Life Insurance, Critical Illness Cover & Income Protection from carefully selected insurers.

Buy-to-Let

Our buy-to-let mortgage service supports landlords at every level – from first-time landlords to portfolio investors and limited company structures.

Helping Newcastle Clients Secure Mortgages Others Can’t

With over 10 years of experience providing mortgage advice in Newcastle, we’ve helped hundreds of clients who’ve been turned down elsewhere. Our expertise in complex cases sets us apart from other mortgage advisors in Newcastle Upon Tyne. We also support buyers exploring options such as no deposit mortgages, making homeownership more accessible for those without savings.

Angel of the North in County Durham

Local Mortgage Broker Serving The North East

We are delighted to support our clients with personalised mortgage advice and planning. We give a free consultation to those at the start of their journey, so that they can put steps in place and plan ahead.

North East-Based Mortgage Advisors

We are based in the North East of England and have a large bank of local clientele – whether that’s Gateshead, Low Fell, Newcastle, Washington, Sunderland, Northumberland, Durham or further afield.

National Clients / Remote Based Service

While we’re a Newcastle-based mortgage broker, we also support clients nationwide – from the South East to Scotland. Everything can be arranged online, by phone, and email, making the process 100% faster and more efficient than face-to-face appointments.

You don’t have to arrange an appointment with the bank and wait 2 weeks to speak to their adviser, we can start helping you straight away. If you visit the bank then you are limiting yourself to ONE lenders rates and ONE lenders criteria also.

Why choose independent mortgage advice over going direct to a bank?

When you visit a bank, you’re limited to ONE lender’s rates and ONE lender’s criteria. With our whole of market service, you get access to over 100 lenders and thousands of products. Plus, you don’t have to wait 2 weeks for a bank appointment – we can start helping you straight away.

Lenders We Work With

We work with a trusted network of lenders to provide a wide range of mortgage options. Our goal is to help every client find the right solution that fits their financial situation, making the journey to owning a home smoother and more affordable.

Insurers

We offer Life insurance, critical illness cover & income protection from a panel of carefully selected insurers. We believe it’s vitally important for families and homeowners to financially protection themselves and their loved ones.

Helpful Resources for Newcastle Homebuyers

Mortgage Calculator

Our calculator is here to give you an indication of how much you can borrow. Please note that some lenders are more generous than others, and it’s all case by case. It’s best to speak to an adviser to confirm the accuracy of the figure you’ve been given.

FAQ

Here we answer some of your frequently asked questions. For any other questions, just drop us an email at enquiries@kbmortgagesolutions.co.uk

Case Studies

The names have been changed for data protection reasons but the stories are real.

How Our Mortgage Advice Process Works

Personalised Mortgage Advice & Planning in Newcastle

We are delighted to support our clients with personalised mortgage advice and planning.
We give a free consultation to those at the start of their journey, so that they can put steps in place and plan ahead.

01

Get in touch and let us know your situation.

02

We’ll set you up a case and give you access to our online portal. You’ll have a quick online questionnaire to fill in.

03

Our adviser will give you a call to give you personalised mortgage advice, and will outline a clear plan for you.

04

We’ll arrange you a credit checked mortgage agreement with one of the banks from across the market, depending on where we feel that you have a good chance of approval.

05

When the timings right, it’s then over to you to find a property and get an offer accepted.

06

Once you have an offer accepted, let us know. We will carry out further research and present you with our mortgage recommendation.

07

If you’re happy to proceed, we’ll gather all of your relevant documents (payslips, bank statements etc), and submit your mortgage application for you. We usually charge a £295 fee on submission of a successful full mortgage application. We’ll then do the future re-mortgages on your property free of charge.

Transparent Fees

We give free consultations and offer free advice. In terms of our fees, we usually charge a £295 fee on submission of a successful full mortgage application – should you be happy to go ahead and use us. For more complex cases which require more time and effort, we may charge a higher fee. Your adviser will confirm this.

Our Property Lifetime Guarantee: Once you’ve paid our fee, we’ll arrange all future like-for-like remortgages and rate-switches on your property completely free of charge. It’s our way of building long-term relationships with our Newcastle clients.