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Mortgage Protection Insurance

Protect your home and your loved ones with the right cover — keeping your mortgage secure through life’s unexpected turns.
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Whole of Market Broker

We are proud to have access to over 100 different lenders across the UK, ensuring we match our clients to a lender best suited to their unique circumstances.

… plus many more

What is Mortgage Protection and Why Do You Need It?

Mortgage protection is a range of insurance policies designed to ensure your monthly mortgage payments are always covered, even if your income stops due to illness, redundancy, or death. Having a mortgage is a huge long-term commitment, and protection provides a vital safety net. Our advisors specialise in tailoring policies including Life Insurance, Critical Illness Cover, and Income Protection to your specific financial commitments, giving you and your family complete peace of mind that your home is safe, no matter what happens in the future.
Book your free consultation now!
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What Our Clients Say

Most of our customers come from recommendations by our own existing customers, which is a testament to our level of service, communication and commitment to helping you obtain the right mortgage.

Karl has been amazing throughout the process of starting to look at properties, making offers and completing the applications for my mortgage, solicitors and insurances. Highly recommended – thank you Karl for all your help! :)

Carla Brimelow

My friends recommended Karl, and they were right to as I’m now recommending him to everyone else. Great guy and made things very straightforward for us in the process of buying our first house.

Edvard Calyj

I’ve been using KB Mortgage Solutions for a very long time. Always first class service – efficient and professional – highly recommend.

Hayley Henry

Can’t recommend Karl enough, he initially got me my first mortgage after years of travelling and the banks saying I’ve been off the radar. I’ve used Karl ever since, getting me the best deal at the time and sorting it out. Thanks

Chris Pendleton

Karl knows his stuff and really great at keeping you in the loop. He has made the process very easy and he is effecient.

Jessica

Helped me buy my first house. Very helpful and efficient service. Would recommend to anyone looking to get a mortgage.

Tom Sawyer

Integrating Protection into Your Financial Future

We don’t just secure your mortgage; we help you protect your investment. We integrate protection planning into your overall home finance strategy by assessing the exact level of cover you need—no more, no less. We determine the appropriate policy term and payout structure, ensuring your mortgage is paid off, or your essential outgoings are covered, safeguarding your family’s lifestyle and preventing the devastating consequences of repossession should the worst happen.

Common Questions Around Mortgage Protection Insurance

Is mortgage protection insurance mandatory?

No, but lenders strongly recommend it. It ensures your family can keep the home if you pass away or can't work due to illness or injury.

What's the difference between life insurance and mortgage protection?

Mortgage protection specifically covers your outstanding mortgage debt, whilst life insurance can be used for any purpose. We'll help you decide what's best for your situation.

How much does mortgage protection cost?

Premiums vary based on age, health, cover amount, and policy type. We'll compare quotes from multiple insurers to find competitive rates that fit your budget.

Why Pick Us For Mortgage Protection Insurance

At KB Mortgage Solutions, we don’t just arrange your mortgage — we help you protect it too. Our advisers provide clear, independent guidance to help you find mortgage protection, life cover, or income protection that suits your circumstances.

We work across the whole of the market, comparing trusted insurers to match you with the most suitable options for your needs and budget. You’ll receive transparent advice with no pushy sales tactics — just straightforward support from an FCA-regulated team that puts your peace of mind first.

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Free Consultation

Unsure what type of protection you need?
Want to make sure your family could stay in your home if something happened?
Looking for affordable, flexible cover options?
Want affordable cover that gives real peace of mind?

For a completely free and confidential discussion, complete this form to send us your details. We’ll get back to you within a few hours to discussion your unique situation and how we might be able to help.

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