What we do?

At KB Mortgage Solutions, our mission is simple: to make the mortgage process fast, clear, and stress-free for you. We are your trusted partner from start to finish — from choosing the right mortgage to finalizing your loan.

What We Offer

Home Purchase

Whether you’re buying your first home or your next property, a good broker will find the right deal for you.

Remortgage

Is your current rate ending in the next 6 months? Plan ahead and let us find your new deal. We can help with capital raising & debt consolidation too.

Buy-to-Let

We arrange BTL mortgages for landlords too; from first time landlords to portfolio landlords to lending via a Ltd company.

Personalised Mortgage Advice & Planning

We are delighted to support our clients with personalised mortgage advice and planning.
We give a free consultation to those at the start of their journey, so that they can put steps in place and plan ahead.

01

Get in touch and let us know your situation.

02

We’ll set you up a case and give you access to our online portal. You’ll have a quick online questionnaire to fill in.

03

Our adviser will give you a call to give you personalised mortgage advice, and will outline a clear plan for you.

04

We’ll arrange you a credit checked mortgage agreement with one of the banks from across the market, depending on where we feel that you have a good chance of approval.

05

When the timings right, it’s then over to you to find a property and get an offer accepted.

06

Once you have an offer accepted, let us know. We will carry out further research and present you with our mortgage recommendation.

07

If you’re happy to proceed, we’ll gather all of your relevant documents (payslips, bank statements etc), and submit your mortgage application for you. We usually charge a £295 fee on submission of a successful full mortgage application. We’ll then do the future re-mortgages on your property free of charge.

Buying a house can be stressful, we will do all of the work for you, whilst finding you the best deal that you’re eligible for.

We are a Whole of Market Mortgage Broker, based in Tyne and Wear, operating since 2017. 🏠💰

We advise on and arrange mortgages and protection. This includes:

Residential mortgages – first time buyers, home movers, re-mortgages, debt consolidation, capital raising for home improvements etc
Buy to let mortgages – for landlords in personal or company name
Protection – life insurance, critical illness cover & Income Protection

We can do all of this online and over the phone 📞

We compare criteria and mortgage deals from over 80 lenders finding the best deal you are eligible for. Exclusive deals are often available too – which are NOT available directly through your bank or on price comparison websites.

We will do all of the work for you. This means: sourcing you the best mortgage, submitting your application, managing it for you, & liaising with the lender and other relevant 3rd parties.

We will also be on hand if you run into any problems along the way, and are here to offer advice and guidance if your situation is a little more complicated.

PLEASE NOTE: Your home may be repossessed if you do not keep up repayments on your mortgage

Complex Mortgage Specialists

We have over 10 years of experience in arranging Residential and BTL Mortgages for customers who have tricky circumstances. Lots of people have come to us who have been turned down for a mortgage elsewhere, and we’ve been able to help:

Our Fees

We give free consultations and offer free advice. In terms of our fees, we usually charge a £295 fee on submission of a successful full mortgage application – should you be happy to go ahead and use us. For more complex cases which require more time and effort, we may charge a higher fee. Your adviser will confirm this.

Our fee comes with a property life-time guarantee – once you’ve paid us, we’ll arrange all of the future like for like re-mortgages / rate-switches on the property free of charge.