Durham Mortgage Broker

Helping You Secure the Right Home Finance

Buying property in Durham’s historic city, remortgaging your family home, or building a rental portfolio? KB Mortgage Solutions delivers expert mortgage advice tailored to Durham residents and property investors. From the Cathedral Quarter to Gilesgate, we help clients across County Durham navigate the mortgage market with confidence.

Mortgage Broker Durham

Whole of Market Broker

We are proud to have access to over 100 different lenders across the UK, ensuring we match our clients to a lender best suited to their unique circumstances.

… plus many more

Expert Mortgage Advice for Durham Homebuyers and Investors

Buying a home or growing your property portfolio in Durham doesn’t have to be stressful. Whether you’re a first-time buyer in the Cathedral Quarter, a family moving to Newton Hall, or expanding your buy-to-let investments near the university, KB Mortgage Solutions provides whole-of-market advice tailored to your needs. We also guide you on essential mortgage protection options—Life Cover, Critical Illness, and Income Protection—so your Durham property and investment are fully safeguarded.

Mortgage Broker Durham

Our Mortgage Services

Home Purchase

Whether you're a first-time buyer or home mover in Durham, our experienced advisors will find the right mortgage deal for your circumstances. We specialise in helping buyers navigate the property market across the North East.

Remortgage

Is your current rate ending soon? Our remortgage advisors in Durham can help you plan ahead and secure your new deal up to 6 months in advance. We also assist with capital raising and debt consolidation.

Life Cover

We arrange comprehensive mortgage protection insurance, including Life Insurance, Critical Illness Cover & Income Protection for familes in Durham from carefully selected insurers.

Buy-to-Let

Our buy-to-let mortgage service supports Durham landlords at every level – from first-time landlords to portfolio investors and limited company structures.

Mortgage Broker Durham

What Makes KB Mortgage Solutions Different?

With over 10 years of experience, KB Mortgage Solutions provides personalised, whole-of-market mortgage advice. We compare products from over 80 lenders to help clients across the UK, including Durham, find mortgages that suit their individual needs. Our expert team guides you through the entire process, from initial enquiry to completion, with clear advice and support every step of the way.

We specialise in:

What Our Clients Say

Most of our customers come from recommendations by our own existing customers, which is a testament to our level of service, communication and commitment to helping you obtain the right mortgage.

Lenders We Work With

We work with a trusted network of lenders to provide a wide range of mortgage options. Our goal is to help every client find the right solution that fits their financial situation, making the journey to owning a home smoother and more affordable.

Insurers

We offer Life insurance, critical illness cover & income protection from a panel of carefully selected insurers. We believe it’s vitally important for families and homeowners to financially protection themselves and their loved ones.

How Our Personalised Mortgage Advice Process Works

Your Stress-Free Journey to a Mortgage

We offer a free, no-obligation consultation to all clients. During this, we review your situation, discuss your goals, and outline a clear plan to guide you through the mortgage process with confidence.

01

Get in touch and let us know your situation.

02

We’ll set you up a case and give you access to our online portal. You’ll have a quick online questionnaire to fill in.

03

Our adviser will give you a call to give you personalised mortgage advice, and will outline a clear plan for you.

04

We’ll arrange you a credit checked mortgage agreement with one of the banks from across the market, depending on where we feel that you have a good chance of approval.

05

When the timings right, it’s then over to you to find a property and get an offer accepted.

06

Once you have an offer accepted, let us know. We will carry out further research and present you with our mortgage recommendation.

07

If you’re happy to proceed, we’ll gather all of your relevant documents (payslips, bank statements etc), and submit your mortgage application for you. We usually charge a £295 fee on submission of a successful full mortgage application. We’ll then do the future re-mortgages on your property free of charge.

Transparent Fees

We give free consultations and offer free advice. In terms of our fees, we usually charge a £295 fee on submission of a successful full mortgage application – should you be happy to go ahead and use us. For more complex cases which require more time and effort, we may charge a higher fee. Your adviser will confirm this.

Our Property Lifetime Guarantee: Once you’ve paid our fee, we’ll arrange all future like-for-like remortgages and rate-switches on your property completely free of charge. It’s our way of building long-term relationships with our Newcastle clients.

FAQs

I'm self-employed – will banks lend to me?

Yes. We work with lenders who accept as little as one year’s accounts and understand director salaries, retained profits, and irregular income patterns that trip up traditional lenders.

Can I get a mortgage with bad credit in Durham?

Absolutely. We regularly secure mortgages for Durham clients with adverse credit. The key is working with lenders who specialise in these cases rather than applying to mainstream banks who’ll decline you.

What areas of Durham do you cover?

We serve all areas across Durham and County Durham including Cathedral Quarter, Gilesgate, Newton Hall, and surrounding areas. We also work with property investors near Durham University. Our service is available remotely across the entire UK.

Free Consultation

For a completely free and confidential discussion, complete this form to send us your details. We’ll get back to you within a few hours to discussion your unique situation and how we might be able to help.