Mortgage Broker In Chester-le-Street

Supporting Local Homebuyers

Planning to buy, remortgage, or expand your property portfolio? KB Mortgage Solutions serves the Chester-le-Street community with expert whole-of-market mortgage guidance. Whether you’re securing your first home, remortgaging, or investing across the surrounding villages, we’re here to support you through the process.

Note: Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgage Broker In Chester-le-Street

Whole of Market Broker

We are proud to have access to over 100 different lenders across the UK, ensuring we match our clients to a lender best suited to their unique circumstances.

… plus many more

Trusted Mortgage Advice In Chester-le-Street

Getting a mortgage shouldn’t mean navigating automated systems or speaking to different advisers each time. Based in the North East, we understand local property values and have spent the past decade helping families and investors, including those facing challenges with traditional banks.

Our whole-of-market service searches over 80 lenders and thousands of products to find options that suit your needs. From first enquiry to completion, we manage applications, liaise with lenders and solicitors, and provide guidance on protection planning, including Life Cover, Critical Illness, and Income Protection.

Mortgage Broker In Chester-le-Street

Our Mortgage Services

Home Purchase

Whether you're a first-time buyer or home mover in Chester-le-Street, our experienced advisors will find the right mortgage deal for your circumstances. We specialise in helping buyers navigate the property market across the North East.

Remortgage

Is your current rate ending soon? Our remortgage advisors in Chester-le-Street can help you plan ahead and secure your new deal up to 6 months in advance. We also assist with capital raising and debt consolidation.

Life Cover

We arrange comprehensive mortgage protection insurance, including Life Insurance, Critical Illness Cover & Income Protection for familes in Chester-le-Street from carefully selected insurers.

Buy-to-Let

Our buy-to-let mortgage service supports Chester-le-Street landlords at every level – from first-time landlords to portfolio investors and limited company structures.

Mortgage Broker In Chester-le-Street

Finding the Right Mortgage for You

We focus on mortgage applications tailored to your circumstances, including varied income sources, self-employment, recent job changes, and first-time buyers. Our whole-of-market approach searches over 80 lenders to help find products that suit your needs, including options not available on comparison sites.

We specialise in:

What Our Clients Say

Most of our customers come from recommendations by our own existing customers, which is a testament to our level of service, communication and commitment to helping you obtain the right mortgage.

Lenders We Work With

We work with a trusted network of lenders to provide a wide range of mortgage options. Our goal is to help every client find the right solution that fits their financial situation, making the journey to owning a home smoother and more affordable.

Insurers

We offer Life insurance, critical illness cover & income protection from a panel of carefully selected insurers. We believe it’s vitally important for families and homeowners to financially protection themselves and their loved ones.

Our Approach to Mortgage Advice

Clear Guidance, Personal Service

Every mortgage application tells a different story. Our process focuses on understanding your specific circumstances, then creating a practical pathway forward. Whether you’re planning months ahead or ready to move quickly, we provide the clarity you need to make informed decisions.

01

Get in touch and let us know your situation.

02

We’ll set you up a case and give you access to our online portal. You’ll have a quick online questionnaire to fill in.

03

Our adviser will give you a call to give you personalised mortgage advice, and will outline a clear plan for you.

04

We’ll arrange you a credit checked mortgage agreement with one of the banks from across the market, depending on where we feel that you have a good chance of approval.

05

When the timings right, it’s then over to you to find a property and get an offer accepted.

06

Once you have an offer accepted, let us know. We will carry out further research and present you with our mortgage recommendation.

07

If you’re happy to proceed, we’ll gather all of your relevant documents (payslips, bank statements etc), and submit your mortgage application for you. We usually charge a £295 fee on submission of a successful full mortgage application. We’ll then do the future re-mortgages on your property free of charge.

Transparent Fees

We give free consultations and offer free advice. In terms of our fees, we usually charge a £295 fee on submission of a successful full mortgage application – should you be happy to go ahead and use us. For more complex cases which require more time and effort, we may charge a higher fee. Your adviser will confirm this.

Our Property Lifetime Guarantee: Once you’ve paid our fee, we’ll arrange all future like-for-like remortgages and rate-switches on your property completely free of charge. It’s our way of building long-term relationships with our Newcastle clients.

Areas We Serve

We work with clients throughout Chester-le-Street and the surrounding area:

  • Chester-le-Street Town
  • Birtley
  • Pelton
  • Ouston
  • Urpeth
  • Edmondsley
  • Sacriston
  • Waldridge
  • Great Lumley
  • Plawsworth

Free Consultation

For a completely free and confidential discussion, complete this form to send us your details. We’ll get back to you within a few hours to discussion your unique situation and how we might be able to help.