Mortgage Broker In Sunderland

Your Local Specialist For Complex Cases

Have a low credit score or non-standard income? As Sunderland’s Complex Mortgage Specialists, we guide clients through every step, helping them secure the right mortgage with confidence and ease.

Mortgage Broker Sunderland

Whole of Market Broker

We are proud to have access to over 100 different lenders across the UK, ensuring we match our clients to a lender best suited to their unique circumstances.

… plus many more

Expert Advice Mortgage In Sunderland

Finding the right mortgage in Sunderland doesn’t have to be stressful. Whether you’re buying your first home near Roker Beach, remortgaging a property in Seaburn, or investing in buy-to-let across Wearside, KB Mortgage Solutions provides expert, whole-of-market mortgage advice tailored to your circumstances.

As specialist mortgage brokers serving Sunderland and the wider North East, we’ve helped countless local homeowners and investors secure the finance they need – even when banks have said no.

We compare criteria and mortgage deals from the whole of the market – that’s over 100 lenders and thousands of mortgage products! We find the best deal you’re eligible for, including exclusive rates NOT available directly through your bank or on comparison websites.

Our whole-of-market mortgage advice means better rates for you. We handle everything from start to finish: sourcing your best deal, submitting applications, managing the process, and liaising with lenders and third parties. We’ll also provide expert guidance on your mortgage Protection options (Life Cover, Critical Illness, Income Protection).

Mortgage Broker Sunderland

Our Mortgage Services

Home Purchase

Whether you're a first-time buyer or home mover in Sunderland, our experienced advisors will find the right mortgage deal for your circumstances. We specialise in helping buyers navigate the property market across the North East.

Remortgage

Is your current rate ending soon? Our remortgage advisors in Sunderland can help you plan ahead and secure your new deal up to 6 months in advance. We also assist with capital raising and debt consolidation.

Life Cover

We arrange comprehensive mortgage protection insurance, including Life Insurance, Critical Illness Cover & Income Protection for familes in Sunderland from carefully selected insurers.

Buy-to-Let

Our buy-to-let mortgage service supports Sunderland landlords at every level – from first-time landlords to portfolio investors and limited company structures.

Mortgage Broker Sunderland

Helping Clients Secure Mortgages Others Can’t

With over 10 years of experience, we are Complex Mortgage Specialists. We’ve helped hundreds of clients across the UK—including those in Sunderland—who have been turned down elsewhere.

We specialise in:

What Our Clients Say

Most of our customers come from recommendations by our own existing customers, which is a testament to our level of service, communication and commitment to helping you obtain the right mortgage.

Lenders We Work With

We work with a trusted network of lenders to provide a wide range of mortgage options. Our goal is to help every client find the right solution that fits their financial situation, making the journey to owning a home smoother and more affordable.

Insurers

We offer Life insurance, critical illness cover & income protection from a panel of carefully selected insurers. We believe it’s vitally important for families and homeowners to financially protection themselves and their loved ones.

Our Mortgage Advice Process

Personalised Expert Guidance

We provide tailored mortgage planning and advice for clients across Sunderland, beginning with a free consultation to outline your clear pathway to approval.

01

Get in touch and let us know your situation.

02

We’ll set you up a case and give you access to our online portal. You’ll have a quick online questionnaire to fill in.

03

Our adviser will give you a call to give you personalised mortgage advice, and will outline a clear plan for you.

04

We’ll arrange you a credit checked mortgage agreement with one of the banks from across the market, depending on where we feel that you have a good chance of approval.

05

When the timings right, it’s then over to you to find a property and get an offer accepted.

06

Once you have an offer accepted, let us know. We will carry out further research and present you with our mortgage recommendation.

07

If you’re happy to proceed, we’ll gather all of your relevant documents (payslips, bank statements etc), and submit your mortgage application for you. We usually charge a £295 fee on submission of a successful full mortgage application. We’ll then do the future re-mortgages on your property free of charge.

Transparent Fees

We give free consultations and offer free advice. In terms of our fees, we usually charge a £295 fee on submission of a successful full mortgage application – should you be happy to go ahead and use us. For more complex cases which require more time and effort, we may charge a higher fee. Your adviser will confirm this.

Our Property Lifetime Guarantee: Once you’ve paid our fee, we’ll arrange all future like-for-like remortgages and rate-switches on your property completely free of charge. It’s our way of building long-term relationships with our Newcastle clients.

Common Questions

Can I get a mortgage in Sunderland with bad credit?

Yes. We specialise in adverse credit mortgages, helping Sunderland clients with CCJs, defaults, or credit issues secure finance when high street banks decline them.

Do you charge for remortgage advice?

Your initial consultation is always free. Our standard £295 fee only applies when we successfully submit your full application.

What areas of Sunderland do you cover?

We serve all areas across Sunderland and Wearside including Roker Beach, Seaburn, and surrounding areas. Our service is available remotely across the entire UK making it convenient for all Sunderland residents.

Can I get a mortgage in the UK with no deposit?

Yes, some lenders offer 100% mortgages if you meet specific criteria. You can check our No Deposit Mortgage service page for full details.

Free Consultation

For a completely free and confidential discussion, complete this form to send us your details. We’ll get back to you within a few hours to discussion your unique situation and how we might be able to help.